PRIVACY POLICY

Just like you, we want our personal information handled carefully. We don't want it misused or given to some other business. That's why we've put together this privacy policy. We want you to be confident of how seriously we take this responsibility and how carefully we handle the information you give us through our website. We are committed to protecting online user privacy. In order to ensure your privacy, information we collect through our web site at www.lifelessonsradio.org ("Site") is used only in the manner and for the purposes described in this Privacy Policy ("Privacy Policy").

User Consent to Privacy Policy
Any person accessing, browsing, or otherwise using the Site, either manually or via an automated device or program, shall be considered a "User." All Users are bound by the terms of this Privacy Policy. Users consent to the collection, use, and disclosure of personally identifiable User information ("Information") pursuant to the terms of this Privacy Policy.

Information Collected from Users
Life Lessons collects the name, billing and shipping addresses, including relevant e-mail, phone of Users who purchase a product from Life Lessons through the Site. This includes Users who register. We do not collect or store credit card information at Life Lessons. All credit card transactions are processed through a secure 3rd party virtual terminal hosted order page Authorize.net. To see their privacy statement go to: http://authorize.net/company/privacy/. During the order process on the Life Lessons web site when you are asked for credit card information you are at Cybersource and they collect the data and process it with the credit card company and your issuing bank. We can only view the transaction at Cybersource. If you call in and give customer service your credit card information customer service will process it through Cybersource and shred any documentation of your number.

Cookies
The Site uses a feature of Internet Web browsers called a Cookie, which is a file that a User's Web browser places on a User's computer's hard drive, to assign an identification code to the computer. On this Site, cookies are used in conjunction with session variables to track a User's shopping cart and expire as soon as an order is completed or if a shopping cart sits idle for a lengthy period without being checked-out. Life Lessons does not use Cookies to retrieve information about Users from a User's computer unless the User knowingly and willingly provided such information. For instance, Life Lessons' cookies do store or contain any credit card information. You may set your Internet Web browser to notify you when you receive a cookie or to prevent cookies from being sent. If you prevent a cookie from being sent, you may limit the functionality Life Lessons can provide you when you visit the Site, especially when purchasing an item on the Site. You can delete cookies from you hard drive at any time. Through the use of cookies, Life Lessons may collect and store anonymous information relating to Users' browsing patterns, including, for instance, the User's browser version, site referral information, IP address, operating system, and other technical Site use information.

Use of Information
Life Lessons uses the Information collected from its Users to: Respond to Users' questions or comments; fulfill a User's purchase request and notify Users of their order status; Provide Users with important functionality changes to the Site, new lifelessonsradio.org services and special offers from Life Lessons.

Updating or Deleting User Information
Life Lessons offers Users who have provided Information to Life Lessons an opportunity to review the Information provided to update or correct any errors. Users also can delete any Information provided to Life Lessons or make choices about whether to receive special offers from Life Lessons. To update or delete Information previously provided or to have your name removed from any mailing lists or other promotional distribution lists, go to http://www.lifelessonsradio.org, sign into your account, and edit your profile. You can also email us at orders@lifelessonsradio.org and we will take care of your request for you.

Disclosure of Information to Third Parties
Life Lessons will disclose required information about our Users to others to process your purchase. Examples of companies that would receive information would be the credit card processor and to the freight company that will ship your purchases product. If we have a good faith belief that we are required to do so by law or legal process, to respond to claims, or to protect the rights, property or safety of Life Lessons or others we disclose information with advice of counsel. Life Lessons understands that Users do not want spam or junk mail. We do not share or sell your information for any reason other then outlined in this privacy policy.

Linked Internet Web Sites
The Site may provide hyperlinks, which are highlighted words or pictures within a hypertext document that, when clicked, take you to another place within the document, to another document altogether, or may take you to a third party website not controlled by Life Lessons. These hyperlinked third party websites may collect and disclose Information different than this Site. Life Lessons is not responsible for the collection, use, or disclosure of information collected through these web sites, and Life Lessons expressly disclaims any and all liability related to such collection, use, or disclosure.

Security
Life Lessons has security measures to protect against the loss, misuse, and alteration of the Information under our control, including credit card information that is submitted through lifelessonsradio.org. When Users place orders or access their account information, the Site uses secure server software (SSL), which encrypts all information Users' input before it is sent to us. In addition, we do not store User's credit card numbers in their online accounts so if someone obtains your account log in information, they will not be able to view a User's credit card number. Thus, we have taken steps to protect the Information we collect from you from unauthorized access. Unfortunately, no system is perfect; therefore, Life Lessons makes no representations warranties with regard to the sufficiency of these security measures. Life Lessons shall not be responsible for any actual or consequential damages that result from a lapse in compliance with this Privacy Policy because of a security breach or technical malfunction.

Applicable Law/International Issues
Information that is submitted to this Site will be collected, processed, stored, disclosed and disposed of in accordance with applicable U.S. law. If you are a non-U.S. User, you acknowledge and agree that we may collect and use your Information, as discussed above, outside your resident jurisdiction. In addition, such Information may be stored on servers located outside your resident jurisdiction. U.S. law may not provide the degree of protection for Information that is available in other countries. By providing us with your Information, you acknowledge that your have read this Privacy Policy, understand it, agree to its terms and consent to the transfer of such Information outside your resident jurisdiction. If you do not consent to the terms of this Policy, please do not use this Site, but if you have already provided us with Information, please contact us at orders@lifelessonsradio.org and let us know how you would like us to handle such information.

Amendments to Privacy Policy
If you choose to visit lifelessonsradio.org, your visit and any dispute over privacy is subject to this Notice and our Conditions of Use, including limitations on damages, arbitration of disputes, and application of the law of the state of Washington. If you have any concern about privacy at lifelessonsradio.org, please contact us and we will try to resolve it. We reserve the right to make changes to this privacy policy at any time and request that you review this policy for updates.

Contact Information
If Users have any questions about our services or Privacy Policy, please contact us at 1-800-817-8497.